The first full-fledged interest-free bank in Ethiopia

Kafalah

ZamZam Bank offers a comprehensive suite of Guarantee Services, providing financial assurance and risk mitigation for various business scenarios. Whether you need a bid bond, performance bond, or advance payment guarantee and more, our solutions are tailored to meet your specific requirements.

Kafalah Services

Bid Bond

Secure your bidding process with ZamZam Bank’s Bid Bond. We issue a guarantee, assuring them that you, as the bidder, will enter into a contract and provide the required performance bond if awarded the project.

Performance Bond

Build trust with your clients by utilizing ZamZam Bank’s Performance Bond. This guarantee ensures that you fulfill your contractual obligations, providing financial protection in case of non-performance.

Advance Payment Guarantee

Facilitate your business transactions with confidence using ZamZam Bank’s Advance Payment Guarantee. This guarantees repayment to the buyer in the event that you, as the seller, fail to fulfill the agreed-upon terms of the contract.

Retention Guarantee

Secure your payment retention obligations with ZamZam Bank’s Retention Guarantee. This ensures that you will fulfill your commitments, allowing you to navigate contractual requirements with ease.

Customs Duty Guarantee

Simplify international trade with ZamZam Bank’s Customs Duty Guarantee. We provide a financial guarantee to customs authorities, facilitating the smooth movement of your goods across borders.

Suppliers credit Guarantee

To provide security to local or foreign suppliers on behalf of the local customer, representing a commitment on the part of the bank to meet any claim.

Other form of Guarantee

ZamZam Bank may entertain any guarantee request of customers depending on the risk & benefits in involved therein.

Experience Ethical Financing with Zamzam Bank

Choose Bai' Salam Financing at Zamzam Bank for ethical and Sharia-compliant financing solutions. Whether it's supporting agricultural ventures or fueling business expansion, Zamzam Bank is your partner in fostering growth and prosperity. Join us in building a future grounded in ethical and innovative financial principles.

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