The first full-fledged interest-free bank in Ethiopia

Personal Banking

Elevate your banking experience with ZamZam Bank! Our tailored personal banking solutions bring convenience and reliability to your everyday transactions, health, retirement, and your child’s savings. Experience financial ease with us

Financing

Saving

Investment

Diaspora

Safebox Box

Money Transfer

Mudarabah saving account

Partnership contact between the Bank and the Client. The client provides fund and the bank does business complying the shariah principles.

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Mudarabah Investment/Time Deposit Account

Mudarabah Investment/Time Deposit Account, a unique way to earn a share of profits based on your investment, in accordance with Islamic principles.

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Mudarabah Eid(Holiday) Saving Account

This unique Sharia-compliant product blends festive cheer with the potential for rewarding returns, ensuring your celebrations are filled with joy and financial security.

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NEW

Mudarabah Atea’lim (Education) Savings Account

Empowering your educational aspirations, one step at a time. At Zamzam Bank, we understand the value of education and its transformative power

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NEW

Mudarabah Nikah (Wedding) Saving Account

Introducing the Mudarabah Nikah (Wedding) Savings Account, your trusted partner in turning wedding dreams into joyous memories.

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Mudarabah Almerah (Women) Saving Account

ZamZam Bank presents Mudarabah Almerah Saving Account, a special account for women, that enables financial empowerment and ethical prosperity.

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Wadiah Saving Account

Are you looking for a savings account that respects your faith and values? Look no further than Wadia Account from ZamZam Bank, the first and only Islamic bank in Ethiopia. This account is designed for individuals who want a safe and Sharia-compliant way to save their money.

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Wadiah-Current Account

If you are looking for a current account that offers you convenience and security, while complying with your Islamic beliefs and values, then Wadiah-Current Account from ZamZam Bank is the perfect choice for you

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Wadiah Labbaik (Hajj/Umrah) Saving Account

Do you dream of performing Hajj or Umrah, the sacred pilgrimages of Islam? If so, you need a savings account that helps you achieve your goal, while respecting your faith and values.

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Wadia Kids Saving Account

Introducing ZamZam Bank’s Wadia Kids Savings Account, a financial stepping stone for your child’s bright future. This account is thoughtfully designed to instill financial discipline and ethical values from an early age.

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NEW

Wadia Salary Saving Account

ZamZam Bank proudly presents the Wadia Salary Savings Account, tailored to meet the financial needs of hardworking individuals.

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Wadia FCY saving Account For Residence of Ethiopia

ZamZam Bank introduces the Wadia FCY (Foreign Currency) Saving Account, an exclusive offering for residents of Ethiopia.

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Wadiah Waqf Saving Account

ZamZam Bank presents the Wadiah Waqf Saving Account, a unique savings solution designed to help you secure your funds while contributing to a noble cause.

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Wadiah Zakat Saving Account

ZamZam Bank introduces the Wadiah Zakat Saving Account, a unique opportunity to secure your savings while making a positive impact through Zakat contributions.

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NEW

Wadiah Almerah (Women) Saving Account

ZamZam Bank proudly presents the Wadiah Almerah Saving Account, specially designed to empower women financially and provide a secure avenue for their savings.

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ZamZam Safebox Wadiah Saving Account

Are you seeking a savings account that seamlessly integrates ethical principles with top-tier security? Look no further than the ZamZam Safebox Wadiah Saving Account—a distinctive offering designed to align with Wadiah principles while providing you with access to a secure safebox facility

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NEW

AMANA DIASPORA FCY

Looking for a reliable foreign currency account that caters to your international financial needs? Explore the benefits of the AMANA DIASPORA FCY account, designed to provide you with seamless transactions and convenience across borders.

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AMANA CURRENT FCY (DIASPORA)

Embark on a seamless international banking journey with the AMANA CURRENT FCY (DIASPORA) Account. Tailored for those with a global footprint, this account offers a convenient and ethical approach to managing your finances across borders, adhering to Islamic finance principles.

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Amana Current Account- Local

Experience banking that aligns with your values and offers seamless local financial solutions with the AMANA CURRENT ACCOUNT (LOCAL). This account is tailored for individuals who seek ethical and interest-free banking services within their local community.

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Murabahah Term Financing

Zamzam Bank proudly introduces Murabahah Term Financing, a Sharia-compliant solution catering to the diverse financial needs of individuals and businesses.

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Murabahah Revolving Financing

Murabahah Revolving Financing stands as a Sharia-compliant financial structure, rooted in the concept of cost-plus financing, ensuring adherence to Islamic principles where traditional interest is deemed impermissible.

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Musharakah Financing

Musharakah means a relationship established under a contract by the mutual consent of the parties for sharing of profit and losses arising from a joint enterprise or venture.

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Other useful resources that might interest you

Foreign Exchange Rate

Foreign Exchange Rate is defined as the price of the domestic currency with respect to another currency. The purpose of foreign exchange is to compare one currency with another for showing their relative values.

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Trade Registration and Licensing

Obtaining a business license in Ethiopia. The Ministry of Trade and Industry is the main institution responsible for registering a business in Ethiopia

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National Bank Directives

The National Bank of Ethiopia was established in 1963 by proclamation 206 of 1963 and began operation in January 1964. Prior to this proclamation, the Bank used to carry out dual activities.

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