Mudarabah Financing
Mudarabah Financing at Zamzam Bank is a Sharia-compliant financial model designed to foster collaboration between the bank and clients, emphasizing profit-sharing and ethical investment. This financing arrangement is rooted in Islamic principles, creating a partnership where both parties contribute to the success of various ventures.
Benefits and Features
Mudarabah Financing Requirements
Mudarabah Financing Process
Consultation and Agreement
In-depth discussions on profit-sharing, investment terms, and project specifics.
Formal agreement on terms and conditions.
Formal agreement on terms and conditions.
Capital Contribution
Zamzam Bank provides the agreed-upon capital.
Client contributes skills, labor, and management expertise.
Client contributes skills, labor, and management expertise.
Business Operations
Client manages day-to-day operations guided by the business plan.
Zamzam Bank oversees and monitors progress.
Zamzam Bank oversees and monitors progress.
Profit Distribution
Profits distributed based on the pre-determined ratio.
Zamzam Bank receives a share as a return on capital.
Zamzam Bank receives a share as a return on capital.
Loss Management
Losses borne by Zamzam Bank.
Client's liability limited to invested capital.
Client's liability limited to invested capital.
